oint venture insurance firm PT FWD Life Indonesia has launched sharia-based health insurance that targets informal workers that earn an irregular income.
FWD CEO Choo Sin Fook said on Tuesday that the monthly premium for annual coverage of Rp 50 million to Rp 100 million started from Rp 75,000 (US$5.20).
He said the insurance provided pre-hospitalization, hospitalization and post-hospitalization coverage, including check-ups, hospital stays, surgery and medicines.
Citing the Central Statistics Agency (BPS), Choo said 28.8 percent of 127.08 million workers worked in the informal sector, including freelancers.
He said only 2 percent of freelancers in the country had access to health insurance, while 40 percent of formal workers were covered by national health insurance. (acr/bbn)
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