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Jakarta Post

COVID-19 exposes flaws in RI’s health insurance program

  • Marchio Irfan Gorbiano and Adrian Wail Akhlas

    The Jakarta Post

Jakarta   /   Thu, April 9 2020   /  12:55 am

The COVID-19 outbreak has exposed major flaws in Indonesia’s creaking national health insurance program, which has not been able to properly provide services during the pandemic.

With an infectious disease spreading fast across the archipelago, the government has been forced to devise a workaround to ensure that the Health Care and Social Security Agency (BPJS Kesehatan), which administers the government’s national health insurance (JKN) program, can reassure the public of its ability to handle the pandemic despite coming up against legal barriers.

Article 52 of Government Regulation (PP) No. 82/2018 on health insurance stipulates that healthcare services are excluded from BPJS Kesehatan’s premium benefits at a time of an extraordinary occurrence (KLB) of a disease outbreak.

With the regulation barring the use of JKN funds to treat COVID-19 patients, Coordinati...