Jakarta Post

Please Update your browser

Your browser is out of date, and may not be compatible with our website. A list of the most popular web browsers can be found below.
Just click on the icons to get to the download page.

Jakarta Post
The Jakarta Post
Video Weather icon 30°C
DKI Jakarta, Indonesia
30°C Partly Cloudy

Dry and mostly cloudy throughout the day.

  • Wed

    26℃ - 32℃

  • Thu

    25℃ - 32℃

  • Fri

    25℃ - 31℃

  • Sat

    26℃ - 30℃

Analysis: Lower loan-to-value policy: Impact on banks, property and auto

  • By Teguh Hartanto, Natalia Sutanto and Leonardo Gavaza

    Bahana Securities

| Thu, March 22 2012 | 10:43 am

PREMIUM In an effort to prevent a potential bubble burst in consumer loans, the central bank (BI), effective in June 2012, has finally increased the minimum down payments (DPs) for mortgage and automotive loans, translating to lower loan-to-value (LTV) policy.

BI increased down payments (DPs) for commercial vehicles to 20 percent, 2 wheelers to 25 percent and 4 wheelers to 30 percent.  For mu...