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Jakarta Post
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ASEAN credit rating could help small businesses

  • Muhammad Shodiq
    Muhammad Shodiq

    Vice president, Syariah & MSME Academy head at CIMB Niaga

Jakarta | Mon, January 8, 2018 | 08:23 am
ASEAN credit rating could help small businesses Do not disturb: A worker rolls thread in a process that requires intense focus in Kediri, East Java. (JP/Nedi Putra AW)

PREMIUM The definition of micro, small and medium enterprises (MSMEs) varies across ASEAN countries. Indonesia and Malaysia define MSMEs as companies that have more than five but less than 75 employees, while the Philippines, Thailand and Singapore define MSMEs as firms with no more 200 employees. In term of annual sales, MSME borrowers are firms with less than US$4 million in annual sales in Indonesia, $...

Disclaimer: The opinions expressed in this article are those of the author and do not reflect the official stance of The Jakarta Post.