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Jakarta Post

Driving through floods may not be covered

  • Novia D. Rulistia

    The Jakarta Post

Jakarta   /   Fri, January 18 2013   /  10:58 am

How did they get there?: Buses, cars and motorcycles become trapped in a massive flood on Jl. MH Thamrin in Central Jakarta on Thursday. Insurance companies have said they will not cover damage to cars when drivers intentionally try to drive along flooded roads. (JP/Wendra Ajistyatama)Local insurance companies are gearing up for a multitude of claims following the city’s flood emergency. Among their decisions: Denying coverage to people who damage their vehicles by deliberately driving through flood waters.

PT Asuransi Adira Dinamika (Adira Insurance) president director Indra Baruna was phlegmatic.

“If our customers know that a road is flooded but keep on trying to get through and then the engine breaks down — we can’t cover that,” Indra said on Thursday.

Adira, which offers insurance to the drivers of two- and four-wheeled vehicles, would only cover claim...