State-owned lender BNI’s retail business director Tambok P
tate-owned lender BNI’s retail business director Tambok P. Setyawati (second left) visits an Agen 46 agent on Pramuka Island in the Thousand Islands regency in Jakarta on Wednesday. Agen 46 is part of Laku Pandai, a nationwide branchless banking program initiated by the Financial Services Authority (OJK) that allows customers to access services without visiting physical branches. (JP/Jerry Adhiguna)
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