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Tapera program faces backlash from employees, employers
The policy, named the public housing savings (Tapera) program, requires participants to make a monthly deposit equal to 3 percent of their monthly salary.
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Visitors look at a scale model of a
housing complex on April 24, 2024, at an exhibition in
Tangerang, Banten. The government is considering creating a standalone ministry for housing issues,
including to address what it says is a backlog of 12.7
million homes. (Antara/Muhammad Iqbal)
A
policy that would force employees to set aside a percentage of their income for future homeownership under a government agency has sparked a backlash from employees and employers alike over concerns that it is redundant and burdensome.
The policy, named the public housing savings (Tapera) program, requires participants to make a monthly deposit equal to 3 percent of their monthly salary, with the employee bearing 2.5 percent and the employer 0.5 percent.
This applies to civil servants as well as private and state-owned enterprise (SOE) employees, including those who already own a house.
This obligation adds to the roughly 3 percent employees are already required to deposit from their monthly salary for the Workers Social Security Agency (BPJS Ketenagakerjaan) and another 1 percent for the Health Care and Social Security Agency (BPJS Kesehatan).
Employers, meanwhile, were required to take on a larger burden by paying 5.7 percent and 4 percent of employees’ monthly salaries for the two agencies, respectively.
Indonesian Employers Association (Apindo) chairwoman Shinta Kamdani said in a statement on Wednesday that the additional Tapera collection would add more burden to both employees and employers.
Read also: Jokowi signs regulation on Tapera public housing savings program
