T Bank Negara Indonesia (Persero) Tbk. or BNI (stock code: BBNI) strives to increase BNIDirect transactions by way of various innovative features and new services.
BNI Vice President Director Adi “Susi” Sulistyowati said that until August, BNI Cash Management transactions totalled Rp 3,57 trillion (US$ 233 million) or grew by 37 percent year-on-year (yoy). Over 80 percent of the transaction volume was contributed by the BNIDirect platform, which reached Rp 2,83 trillion or grew 42 percent YoY.
Susi explained that the main driving force behind the growth was the number of innovations BNI has made in features and services to suit customer’s needs. Through various offers, BNI continues to increase acquisitions and encourage customer activation and transactions on BNIDirect, targeting corporations and small businesses.
“Of course, we’ll continue to encourage the performance of Cash Management. We will expand the digital capabilities of our features to meet customer needs. BNI ensures BNIDirect digital solutions are reliable; that they can support our customers’ productivity and business efficiency,” said Susi.
In the future, Susi added, BNI will focus on improving customer experience along with other initiatives to maintain seamless access to all business banking services such as cash management, bank guarantees, foreign exchange on an all-in-one platform.
As one of BNI’s hero products, BNIDirect offers a wide array of benefits including Collection Management, Liquidity Management, Payment Management, Trade Online and API Open Banking to integrate banking transactions on customer-owned platforms and make them more convenient.
In addition, BNIDirect is also equipped with various features, including international transfer and foreign exchange trading, tax payments, non-tax state revenues (PNBP) as well as bills (electricity, telephone, credit cards and Social Security Provision (BPJS), auto debit, purchases of Pertamina products, (crude, fuels, aviation, LPG/BBG, lubricants, etc.) and Virtual Account.
There are other financial arrangements, including cash pooling and distribution as well as offering general information about a company’s finances in general.
“With flexible services, BNIDirect is able to increase in usage within a company or institution according to the customers’ various needs. Access to authorization of features and accounts can be easily set by the customers and transactions are authorized using a layered security system so they can make transactions safely and comfortably,” Susi concluded.
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