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Jakarta Post

Bank Indonesia to standardize QR payments

  • News Desk

    The Jakarta Post

Jakarta   /   Wed, September 12, 2018   /   09:30 am
Bank Indonesia to standardize QR payments A Go-Pay user scans a QR code to make a transaction at a Warung Pintar outlet in Jakarta in this handout photograph. (Warung Pintar/File)

Bank Indonesia is in the process of standardizing payments using QR codes by forming a special working group that includes representatives of payment service providers.

BI sought industry input following its completion of the first phase of the standardization pilot test, according to PT Rintis Sejahtera executive vice president for marketing Hermawan Tjandra.

Anthoni Morris, the director of interbank network provider PT Artajasa Pembayaran Elektronik, said the QR payment standardization effort was currently in the second phase.

"The first phase has been completed. It solved technical issues," Anthoni said on Monday, as quoted by, adding that the second phase was focusing on the business aspects.

The first phase of the pilot test involved Artajasa, state-owned lender Bank Negara Indonesia (BNI), Telkomsel's digital payment service T-Cash, and publicly listed lender Bank Permata.

BNI director of information and communications technology Dadang Setiabudi said the results of the pilot test would serve as the blueprint for a government regulation on QR codes in payments.

"During the first phase [of the pilot test], which commenced in late August, we tested the interoperability of standard QR transactions with various banks, telecommunication companies and [financial technology] firms," Dadang said.

BI plans to conduct three test runs for national QR payment standardization with different participants, which are expected to form the basis for upcoming regulations. (rfa/bbn)