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Jakarta Post

COMMENTARY: How can we save our national health insurance program from deficit?

  • Elly Burhaini Faizal
    Elly Burhaini Faizal

    The Jakarta Post

Jakarta   /   Tue, April 11, 2017   /  08:10 am
COMMENTARY: How can we save our national health insurance program from deficit? Healthcare card: Health insurance firm PT Askes’ director Sri Endang Tidarwati shows a health insurance card in Jakarta, in this file photo. The BPJS Kesehatan (Healthcare and Social Security Agency) scheme became effective on Jan. 1, 2014. (JP/-)

With a sharp deficit recorded in its three years of implementation, we cannot do anything but look back at what expectations we had of the national health insurance (JKN) program. A deficit of Rp 9.7 trillion (US$727.98 million), as reported in the implementation of the JKN-Indonesia Health Card (KIS) program in 2016, reveals the financial limits we should have anticipated from the very start. The start of the Health Care and Social Security Agency (BPJS Kesehatan), which runs the JKN, was quite ideal, with 96.4 million low-income people covered by the government when it took effect on Jan. 1, 2014. Coverage is unlimited in amount, nor is it restricted to specific illnesses. There is no other insurance policy with coverage as large as BPJS Kesehatan, which, much more importantly, is “not for profit.” While setting the ultimate goal that by 2019 no Indonesian citizen ...