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Tapera in limbo after Constitutional Court strikes down law

Ruth Dea Juwita (The Jakarta Post)
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Tue, September 30, 2025 Published on Sep. 30, 2025 Published on 2025-09-30T18:43:27+07:00

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Customer service officers speak to participants of the Public Housing Savings (Tapera) program at the BP Tapera office in Jakarta on May 30, 2024. Customer service officers speak to participants of the Public Housing Savings (Tapera) program at the BP Tapera office in Jakarta on May 30, 2024. (Antara/Bayu Pratama S)

T

he Public Housing Savings (Tapera) program is in limbo after the Constitutional Court struck down its legal basis, with judges declaring compulsory contributions from all workers and employers an unfair burden on both.

On Monday, the court annulled the 2016 Tapera Law in its entirety and gave the government two years to draft a revision.

BP Tapera commissioner Heru Pudyo Nugroho said on Monday that the agency was still evaluating the fallout.

“We need to assess the impact first, especially on the institution’s existence and all. It’s too early to say [whether we will accept the ruling or not],” Heru said, as quoted by Bisnis.com.

Deputy House of Representatives Speaker Sufmi Dasco Ahmad told reporters on Tuesday he had instructed the House’s Research Body to prepare a study, which would then be coordinated with the House’s Legislation Body (Baleg) and relevant technical commissions “to determine what steps should be taken in response.”

Syaiful Huda, deputy chair of House Commission V, which oversees infrastructure and the development of disadvantaged regions, said the House respected the court’s decision but described the ruling as “debatable,” arguing the scheme was originally intended to help workers access housing more easily.

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“If the court views it as coercive and unconstitutional, then that is the court’s perspective, and we respect it,” Syaiful told The Jakarta Post on Tuesday.

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