The Jakarta Post
Fitri Senayu, owner of Kenari Hijab, an Islamic dress shop in Royal Plaza, Surabaya, East Java, has never received any information on how Islamic finance works during her five years as a hijab seller.
“I use a conventional bank for every transaction I make, because many of my customers also subscribe to it,” said Fitri, whose business generates around Rp 110 million (US$8,424) in gross income per month.
Similarly, a small and medium enterprise (SME) business player from Blitar, East Java, Atik Hidayah says she is reluctant to engage in any financial activity involving sharia banks because of their limited network.
“Sharia banks’ ATMs are only available in the city center, while there are BRI and Bank Jatim ATMs near my house, which is located far from Blitar’s city center,” said Atik, who owns a fried meatball cracker stall that monthly generates no less ...