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Credit-scoring

Regulations 1 year ago

PREMIUM
How e-commerce transactions, utility bills affect credit scores: OJK

The Financial Services Authority (OJK) has explained new rules for innovative credit scoring (ICS) to assess the creditworthiness of people and small businesses that lack traditional credit histories.

Regulations 1 year ago

PREMIUM
OJK adds insurers, P2P lenders to credit score database

The Financial Services Authority (OJK) has widened the coverage of the central credit score database SLIK beyond banks and multifinance firms to include other financial institutions.

Regulations 1 year ago

PREMIUM
OJK to legitimize firms that credit-score the unbanked

Despite the potential benefits of increasing financial inclusion in the country, regulators need to pay attention to data privacy concerns emerging from innovative credit scoring (ICS).

Business 5 years ago

Govt. urges SMEs to digitize, get credit scores for easier financing

Government officials and industry players have called on small and medium enterprises (SMEs) to go digital and make use of fintech platforms to build for themselves a positive online track record and gain credit scores for easier access to financing.

Business 5 years ago

ICS method key to better credit scores, financial access, inclusion: Fintech webinar

A fintech webinar explored the use of the alternative innovative credit scoring (ICS) method as a means of helping individuals and small businesses gain greater access to loans, and improving financial inclusion and literacy in Indonesia.

Business 5 years ago

Offline engagement key to SMEs credit scoring, prevent bad loans: Payfazz

According to the 2019 e-Conomy SEA report produced by Google, Temasek and Bain & Company, there are 93 million underbanked people in Indonesia and only half of those with a bank account have access to services such as lending and insurance.