BCA is collaborating with AIA to launch a health protection product with world-class facilities benefits called Premier Medical Protection (Medic Pro).
CA is collaborating with AIA to launch a health protection product with world-class facilities benefits called Premier Medical Protection (Medic Pro). Medic Pro is a traditional insurance product that answers the protection needs of people who are looking for comfort when accessing health services at home and abroad, as it provides comprehensive health protection with a total protection limit of up to Rp 65 billion (US$4.55 million) and hospital coverage worldwide.
BCA deputy president director Suwignyo Budiman said the launch of Medic Pro was a clear commitment from the two leading institutions from banking and insurance, BCA and AIA, to providing the right protection and services for the Indonesian people. The presence of Medic Pro allows customers to focus on their medical care without worrying about medical expenses.
“Together with AIA, we consistently launch various protection innovations that can help people live with a sense of peace of mind amid a pandemic. We believe Medic Pro is the world-class health protection product of choice for our customers,” Suwignyo said
AIA president director Sainthan Satyamoorthy said the partnership with BCA expanded AIA’s access to providing protection needs to a wide range of people. As customers from different segments have different protection needs, Medic Pro aims to meet those of customers in the affluent segment.
“With a total protection limit of up to Rp 65 billion, the benefits of comfort during treatment in a room for one person, with a personal bedroom and bathroom, as well as a range of health facilities offered, Medic Pro is a comprehensive protection solution that customers can choose,” Sainthan said.
The COVID-19 pandemic has forced society to adapt to a challenging situation, with people becoming more aware of the importance of a healthy lifestyle and insurance as a form of self and family protection. A Nielsen survey revealed that the Indonesian people’s awareness about the importance of insurance products increased by 24 percent during the pandemic (August to September 2020). Indonesian Life Insurance Association (AAJI) report has also revealed that the life insurance industry had booked an income of Rp 62.66 trillion in the first quarter of 2021, reflecting a 13,591.6 percent increase from the previous year’s figure, which was minus Rp 460 billion.
Sandra Langow, a doctor at Siloam Hospital, appreciated the steps taken by BCA and AIA to cooperate in the health sector so that the Indonesian people can get access and medical solutions according to their needs, both in and outside the country. Currently, Indonesia is still vulnerable to various non-communicable diseases.
“The prevalence rate of heart disease and cancer continues to increase in Indonesia, which has impacted access to health services at home and abroad. With Medic Pro, patients can get a holistic view of their health, as well as get the right medical solutions,” she said.
Medic Pro is also equipped with the Personal Medical Management services by Medix Consultants, which provides support from an experienced medical team, from the point of diagnoses through treatment and recovery.
AIA also provides access to the Parkway Hospital network in Singapore. The protective benefits of Medic Pro include the treatment of various critical illnesses and tropical climate diseases, such as dengue fever. Medic Pro also provides reimbursements for hospital treatment costs according to the patient’s receipt (as charged); cancer treatment costs, including chemotherapy and radiotherapy; companion benefits of up to Rp 1.5 million per day during hospitalization; and a cashless payment network at various partner hospitals.
Medic Pro can be purchased at BCA branches through AIA's Bancassurance Life Consultant (BLC) or by clicking the "I'm Interested" button on the Medic Pro product page on BCA’s Welma mobile application, after which you will be contacted by BLC virtually via AIA DigiBuy.
Medic Pro completes a series of protection solutions that has become BCA's innovation with AIA. These two institutions continue to innovate according to customer needs, including by launching AIA Vitality, a breakthrough health and wellness program that is integrated with certain protection products. The AIA insurance product offered by BCA has protected more than 200,000 customers so far.
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