Restock.id is a peer-to-peer (P2P) lending company that provides alternative financing to developing MSMEs by leveraging their business inventory.

Restock.id has experienced rapid growth, successfully channeling Rp 698 billion to support hundreds of MSMEs in Indonesia during the third quarter of 2023, achieving a remarkable 100 percent payout success rate (TKB90). Additionally, Restock.id has collaborated with various partners to enhance MSME support, including cooperation with financial institutions and lenders in Indonesia.

Restock.id offers funding to retail MSMEs across health care, fashion and manufacturing industries. The company focuses on underbanked MSMEs, which often have basic banking services such as savings and current accounts but struggle to secure loans through traditional banking channels in Indonesia.

The second subsidiary, Revota, became part of the Restock Tech family in June 2022. Established in 2004, Revota is an information technology (IT) system provider serving over 300 clients. Its products focus on enhancing operational stability and efficiency for MSMEs, particularly in the retail fashion sector, aligning with Indonesia's digital economy development.

Restock Tech serves as more than a financial and technology partner. The company's mission is to empower and nurture businesses, especially small and medium-sized enterprises with high growth potential, aiming to cultivate future industry leaders. Restock Tech envisions actively participating in building and collaborating with local creative entrepreneurs, supporting government initiatives to boost local products, and propelling them onto the global stage. The company also bridges the gap for investors seeking alternative investment opportunities to support modern MSMEs.

Tiar N. Karbala, president director of Restock Tech, said its mission was to foster local entrepreneurs capable of achieving national recognition. "We have a mission to produce local entrepreneurs who have the potential to become big and national. We came in late 2022 to Emba Footwear's office, and we saw the huge potential” said Tiar. Its decision to accelerate Emba Footwear's business in late 2022 is a testament to this mission, resulting in increased sales and active participation in various exhibitions in Jakarta.

Agam Hanafiah, CEO of Emba Footwear, emphasized the importance of capital in the footwear industry. Restock Tech's partnership has been instrumental in ensuring efficient shoe production, allowing it to meet various needs simultaneously, from production and innovation to product development and operations. This support has been crucial for the business to progress, grow, compete and thrive in the footwear fashion industry. “Fortunately, we have Restock Tech as our partner that helps fund our production and warehousing, so we don't have to worry about operational issues and when we have to produce a variety of shoes. This is very important so that the business continues to progress and grow, compete and exist in the footwear industry," said Agam.

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