Retirement is one of those stages in life everyone is aware of but often put aside in the back of their minds.

There are numerous reasons why people choose not to think about retirement; perhaps it is a reminder of time and the fleeting nature of youth, or perhaps it is the change of lifestyle that comes from reduced income.

Compounding this is a small survey by the Association of Financial Institutions Pension Funds (DPLK) in 2019, which found that 90 percent of Indonesian millennial workers are not ready to face retirement as they have no plans or funds set aside.

Again, there are many reasons why this is the case, but one of them is the constant feeling of the fear of missing out (FOMO). Adapted to a certain lifestyle, this causes people to always want to experience the latest trends and spend their money on temporary objects and experiences rather than long-term ones.

Of course, there is nothing wrong with this kind of lifestyle, but it would be much better for millennials to complete their financial planning, especially during these uncertain times, for the peace of mind it brings.

When is the best time to prepare for retirement financial planning? As early as possible, and all the while starting by choosing the most trusted and experienced partner. 

Sun Life, the world’s leading international financial services provider from Canada, offers a wide range of solutions to help provide protection and wealth management for families all over the world. With the company’s 150 years of history, it has served millions of families in reaching financial security, allowing them to live a brighter and healthier life.

At the same time, Sun Life has been proven successful in surviving various disasters, including World War I, the Great Depression, World War II, various international economic crises and even the COVID-19 pandemic.

As Sun Life understands that every customer has different preferences, needs and aspirations in every stage of life, the company has designed various solutions that can suit every need of these customers.

For old-age preparation, PT Sun Life Financial Indonesia (Sun Life Indonesia) has introduced Si Bijak Hari Tua (Wise at Old Age), its latest health protection solution aimed at the productive generation, with a smart feature that can fulfill health protection needs for today and the future.

Si Bijak Hari Tua comes with several advantages, such as benefits protection of up to 100 years and a wealth optimizer in Total Bonus Benefits that can provide potential additional retirement funds.

At the same time, it is also equipped with a smart health auto-switch feature that will provide appropriate health protection with economical insurance cost, critical health protection in the productive age and comprehensive medical care at retirement age up to 100 years old.

“We constantly encourage people to understand the importance of health protection in their productive age, while health protection during retirement is equally important. These are what inspired us to present Si Bijak Hari Tua, with a health protection feature called Smart Health Auto Switch that adjusts the benefit of health protection according to the customer’s needs, both in their productive time and in retirement,” Sun Life Indonesia said in a statement.

Stop procrastinating your financial plans for a bright and better future with Sun Life. Secure your tomorrow today with Sun Life!

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