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Pandu W. Soeprapto Banker, part-time teacher, and at-any-other-time writer

Pandu W. Soeprapto earned his bachelor’s degree from the Bandung Institute of Technology (ITB) and master’s from Monash University, Australia. He currently works as a credit analyst in corporate banking and has handled many financing projects in various sectors. Pandu is particularly passionate about teaching and writing. Find him on Instagram @pandu_wi_soe.

20 posts

The balance sheet of life: Knowing the three phases of personal finance

Lifestyle 4 years ago

The balance sheet of life: Knowing the three phases of personal finance

So, what phase are you in? And how is your financial condition?

Latte factor and other small expenses that could lead your finances astray

Lifestyle 4 years ago

Latte factor and other small expenses that could lead your finances astray

Have you ever experienced the puzzlement of why your funds disappear without you noticing?

Tips for choosing & financing a new smartphone

Lifestyle 5 years ago

Tips for choosing & financing a new smartphone

Buying a new smartphone can break the bank, but it doesn't have to.

How much do you need for a comfortable retirement?

Lifestyle 6 years ago

How much do you need for a comfortable retirement?

My own definition of a comfortable retirement is being debt-free, enabling my older self t...

Five money mistakes I made before 30

Lifestyle 6 years ago

Five money mistakes I made before 30

The older we get, the more financial responsibilities we have.

Four signs you have too much debt

Lifestyle 7 years ago

Four signs you have too much debt

Tremendous effort, courage and proper financial knowledge are needed to battle with one’s debt...

Five financial tips for welcoming babies

Parents 7 years ago

Five financial tips for welcoming babies

After conducting our own research, we were forced to face reality: Welcoming two babies was going to...

Saving is (not) hard

Lifestyle 7 years ago

Saving is (not) hard

We rejoice when it is time for pay day, feeling like the richest person in the world for a brief mom...

Here's how to do a financial check-up after Idul Fitri

Lifestyle 7 years ago

Here's how to do a financial check-up after Idul Fitri

Without a doubt, there are additional expenses during the Idul Fitri and mudik period. The exact val...

Good things about a money-conscious concept

Lifestyle 7 years ago

Good things about a money-conscious concept

By our own definition, a money-conscious mindset is being able to distinguish between wants (that ha...