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View all search resultsTransformation is no longer an event. It is an ongoing phenomenon that banking and financial companies must be ready for and for which they must nurture business readiness. They need to balance the goals of “business as usual” and transformation at the same time.
Entering the era of the digital economy in the 21st century, the development of information and communication technology is growing faster exponentially. This has led to the emergence of a variety of new industries and the disruption of old industries that have changed the face of the world economy. However, the acceleration of the development of digital technology also has a negative impact. #opinion
The amount of financial technology peer-to-peer lending (fintech P2P) has grown rapidly in Indonesia. The Financial Services Authority (OJK) reported that as many as 99 fintech P2P companies had registered with it by February 2019.
So, now I buy and sell a lot of things online (from food and baby necessities to beauty products and even shoes, am a lender on a few peer-to-peer lending platforms and have multiple e-money, e-wallet and crypto-currency exchange accounts.