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Here are six signs you are ready to buy a home as a couple
Owning a home together is surely a dream for both newlyweds and those planning to get married.
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Photo courtesy of Lifull.id (-/-)
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wning a home together is surely a dream for both newlyweds and those planning to get married. However, before making your decision, a question will usually come up: are you and your significant other ready to take on the challenges of buying a home?
Indeed, buying your first home or apartment is a major decision and commitment, especially if you are a new couple still in the process of merging your personal finances. So, before purchasing a residence, you need to make sure that your relationship has strong foundations, both financially and in terms of commitment.
Apart from that, the following is a list of things to consider that could help you make the important decision of buying your first home.
- Make sure you are a rock-solid couple
Never think of owning a home just to avoid increasing rent or to fix your relationship. Make the decision to buy a home for the right reasons. You need to be a solid couple that tends to think about "when" rather than "if" when discussing the future, including financial issues. It is a huge mistake to think that buying a home can fix your relationship, as it will only create more burdens for you and your significant other. A strong, rock-solid relationship is the first sign that you and your significant other are ready to buy a home.
- Both of you have good careers
Job stability is important when trying to pay the installments for your home purchase. If one of you is unhappy with your current job or has upcoming plans to switch careers, it would be better to delay any home-purchasing plans.
- You can share space
The only way to be sure that you and your life partner can share a space is by moving in together. Sharing a house or an apartment is not necessarily a bad thing for new couples, as long as it is not for too long. Around one year is perfect to get to know if both of you can share space with each other. If after one year you still find problems, try to add more time and extend your rent.
- You have the same idea about your ideal home
It is a fact that many couples buy their first home with different visions. In finding your perfect first home together, you must have the same ideas and priorities on what you need.
The best way to do this is by creating separate lists of what each of you prioritize and require in a home. Afterward, you can compare your list with your partner's. If they differ too much from each other, try talking things through to compromise.
- You have savings or deposits
Many new couples underestimate the moving fees and other unexpected costs one would need to shell out. Such costs usually put a bigger burden on your relationship. Talking about finances with your life partner can be a land mine in a relationship.
So, make sure that you have the same ideas on how to make budget savings. Additionally, it would be better to have separate personal bank accounts even if you have a joint account together. You can use the money in the joint account to pay for the down payment and installments.
Never think about buying a new home if it is just going to be a financial burden for you. Better to save enough money first before realizing your dreams.
- You work together like a team
Purchasing a home in installments may become a long-term commitment together. Remind yourselves that you and your partner must have the same vision and ability to work as a team. Your significant other needs your support, just like you need support from him or her.
Even if you are ready to purchase your home in hard cash, teamwork with your life partner is still important. This means that you have won the life trophy for being a great team. What is the point of winning a life trophy if your team is a mess inside?
Well, are you and your life partner ready to consider purchasing your perfect home in the best and most strategic location? Just access Lifull.ID property portal. This portal is equipped with sophisticated search filters that can help you find houses on sale in all cities across Indonesia, suited to your location, house type and price range. Apart from information on landed housing in secondary markets, you can also find new housing complexes, apartments, business spaces and low-cost apartments to fit your needs. Visit Lifull.ID right now.
