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JKN members consider opting out of state health insurance
Insurance holders said the premium increase was significant and made them think twice about the insurance.
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(Shutterstock/Christian Delbert)
N
ational Health Insurance (JKN) holders are torn between leaving or switching to more affordable services after the government decided to increase premiums for the state insurance.
Zaky Yamani, said suffering from clinical depression had forced him to join the insurance scheme as doing so had helped him a great deal in covering his medical expenses.
He said if he did not get the insurance, which is managed by the Health Care and Social Security Agency (BPJS Kesehatan), he would have to spend up to Rp 2 million a month. Thanks to being a JKN holder he just has to pay Rp 400,000 for the medicines that BPJS Kesehatan does not cover.
This, he said, meant that the 100 percent increase in the premium was still lower than the medical expenses he had to cover monthly.
“The case could be different for those who are not sick,” said the father of one who works as a freelance writer.
He added that even his wife also asked him to quit BPJS Kesehatan due to the planned increase in the premium.
“We are still discussing it. Anther possibility is switching to a lower class,” said Zaky, who is a member of the first class JKN.
