Danamon aims to facilitate unbanked through D-Wallet
The Jakarta Post
Private lender Bank Danamon tapped into the digital wallet ecosystem as a latecomer by launching D-Wallet, a smartphone app functioning as digital wallet to settle payment activities in both online and offline transactions.
Through D-Wallet, the bank wants to reach a wide range of users, especially unbanked people, as everyone can download and use the app, said the bank's consumer lending and e-channel head, Djamin Nainggolan, on Tuesday.
“Even though they are not Bank Danamon customers or do not have a bank account, they can enjoy the D-Wallet service on their smartphone,” he said.
Djamin said from 265 million Indonesians, only 36 percent of them had bank accounts, and the bank wants the rest of the unbanked to be facilitated though its new features.
To provide all the digital services in D-Wallet alone, Bank Danamon teamed up with DOKU, a financial technology and e-payment provider.
D-Wallet provides basic payment services, including paying electricity bills and tokens, water bills, television cable bills, telephone credit and internet data plans, as well as buying fast food vouchers.
D-Wallet can also be used to make payments in e-commerce platforms and online merchants such as Lazada and AliExpress, as well as in offline merchants such as Alfamart and Alfamidi.
People can top up their balance through bank transfer or by cash in offline merchants such as Alfamart, Alfamidi, Lawson and Dan+Dan.
Regarding similar digital wallet apps already in existence, Djamin believed the newly launched D-Wallet could differentiate itself by performing better. (roi/bbn)
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