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GoPay provides access to affordable cancer insurance policy
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People walk past a large screen showing the trading numbers on the Indonesia Stock Exchange (IDX) in Jakarta on March 9, 2020. (AFP/Adek Berry)
H
ealth problems such as cancer can threaten financial stability as medical treatment, hospitalization, surgery, and other healthcare treatments can be very expensive. This explains why having health insurance matters.
However, the increasingly high price of insurance policy, coupled with complicated registration and claim process, can discourage many from purchasing an insurance policy.
GoPay, a business unit of Financial Technology from PT GoTo Gojek Tokopedia (BEI:GOTO), has introduced health insurance product, called GoPay Asuransi, which enables GoPay App users to purchase it directly in an easy and convenient manner.
GoPay Asuransi is a platform that provides insurance products operated in collaboration with Prodigi (PT Perdana Wahana Sentosa), an insurance broker.
Currently, GoPay Asuransi and Prodigi provide insurance product from Oona Insurance (PT Asuransi Bina Dana Arta Tbk), that offers complete health protection products, such as reimbursement of hospitalization cost, intensive treatment at ICU caused by illness or an accident, and outpatient and dental treatment in accordance with insurance plan that users choose. It also offers protection for certain diseases, such as heart attack.
Cancer insurance
With GoPay Asuransi, you can also make a cancer insurance plan, a micro insurance product. The product gives cash benefits if you are given medical diagnosis of cancer.
Currently, the insurance premiums range from Rp 6,400 to Rp 160,000 per month.
The monthly premium applies to individuals with the insured period of one year. The prices are varied, depending on the age, gender, smoking habit, and whether you are the user of GoPay Plus or not.
Benefits
If you are a policyholder and receive a diagnosis of cancer, then you are entitled to 100 percent of the claim value payment, with benefit paid Rp 100 million.
Upon a claim approval, a policyholder that receives a diagnosis of early stage of cancer or stage 1, will receive cash amounting to Rp 50 million, while the one with diagnosis of advanced cancer will receive Rp 100 million.
Kiki Apriyani, Head of Marketing Money Management GoPay explained that the presence of insurance products in GoPay application constituted an effort to provide easier access for users, especially those that had yet to have a bank account, to a more complete financial service.
According to data, at least 27.8 percent of Indonesian people have yet to hold health security, either under government or private programs.
“GoPay expands its services by providing a range of complete financial solutions for the overall Indonesian people. As a company founded and operated by children of the nation, GoPay has a strong commitment to coping with challenges facing the people, especially in providing an equal access to financial service in order to bolster the middle-class economy.”
Following are easy steps to purchase health insurance through GoPay App:
- Open GoPay App and choose GoPay Asuransi in the main page
- Choose GoPay protection package according to your need
- Continued with filling in self-data
- Successfully purchased insurance package and you will receive a polish
