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Jakarta Post

‘Tough’ and ‘trustworthy’, Womenpreneurship gains momentum

  • Primastuti Handayani

    The Jakarta Post

PREMIUM
Banyuwangi, East Java   /   Thu, December 19, 2019   /  03:58 pm
The Jakarta Post Image
Uchi, the BTPN Syariah community officer for Banyuwangi, East Java, (‘back to camera’) collects installment payments from members, mostly housewives, of the Sentra Rizki GIK micro business group.(JP /Primastuti Handayani)

For many Indonesians, a meal is not complete without kerupuk (crackers) on the table. With that in mind, Erliana – a housewife in Graha Indah Klatak housing complex in Banyuwangi regency, East Java – began to fry fish crackers to help make ends meet. Her husband was a contract cook at one of the regency administration agencies. Erliana recalled how her husband had been trying to submit the administrative paperwork so he could become a full-time civil servant. But even after about 20 years, luck remained against him. In 2017, she was encouraged by one of her neighbors to join a homemaker’s group in the neighborhood called Sentra Rizki GIK. The women entrepreneurs that belonged to it could borrow from BTPN Syariah bank without posting collateral. Erliana borrowed Rp 5 million (US$357) in 2017 and began to produce her own fish and shrimp crackers. She...