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housing-loan

When a house becomes a burden
FEATURES 6 months ago

When a house becomes a burden

Home ownership used to be the dream. Now, for many, it feels like a gamble, and sometimes, a trap.
Govt, property startup push rent-to-own for priced-out middle class
Tech 6 months ago

PREMIUM
Govt, property startup push rent-to-own for priced-out middle class

For many aspiring homeowners, a rent-to-own scheme is being hailed as a lifeline to homeownership, but they stressed that the scheme will only succeed if the monthly payments remain truly affordable.
Danantara to boost housing loans to Rp 250 trillion in 2026
Regulations 7 months ago

PREMIUM
Danantara to boost housing loans to Rp 250 trillion in 2026

The amount is contingent on the effective rollout of the Rp 130 trillion program budgeted by the state asset fund for microcredits in 2025, with just three months remaining for state lenders to disburse the loans.
Government’s housing target calls for paradigm shift
Academia 1 year ago

PREMIUM
Government’s housing target calls for paradigm shift

Providing financing subsidies is not the only form of intervention that can be carried out by the government.
Thanks, but not today
Editorial 1 year ago

Thanks, but not today

The salary cut would punish employees in the formal sector, as the government would add to their burden with more costs to bear, while potentially incentivizing people to stay in the informal sector.
Career, credit risks of ‘pay later’ services spook young Indonesians
Society 2 years ago

PREMIUM
Career, credit risks of ‘pay later’ services spook young Indonesians

A growing number of young Indonesians have become concerned about how online loans could impact their futures, as companies begin scrutinizing prospective employees’ credit scores and banks deny loans to would-be homebuyers over their online debt histories.
Indonesian millennials put homeownership last on bucket list
Lifestyle 4 years ago

Indonesian millennials put homeownership last on bucket list

Between increasing house prices, income decline and the pandemic, many Indonesian millennials are deciding to put their dream of having a house on hold.
Government to help pay interest on mortgages, car loans
Business 5 years ago

Government to help pay interest on mortgages, car loans

The government is working with the Financial Services Authority (OJK) to prepare a debt relief program.
Mortgage subsidies accessible to more citizens as Indonesia hit by pandemic
Business 6 years ago

Mortgage subsidies accessible to more citizens as Indonesia hit by pandemic

The government launched Rp 1.5 trillion (US$89.7 million) in mortgage subsidies for 175,000 low-income families nationwide.
Mobile app aims to eliminate fraud in disbursement of subsidized housing loans
Business 6 years ago

Mobile app aims to eliminate fraud in disbursement of subsidized housing loans

The application, launched in Dec. 19, 2019, has so far helped the government disburse loans worth Rp 861.43 billion (US$51.86 million) for the construction of 8,550 houses for low-income families.
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