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Academia 3 months ago
PREMIUM
Fintech case exposes troubling misapplication of competition law
Recent crackdown on fintech lending ignores a critical reality: these "price-fixing" measures were actually regulatory mandates designed to protect consumers. By applying a rigid competition framework to a co-regulated market, the KPPU risks stifling financial inclusion and deterring the very investors the nation needs.
Academia 4 months ago
PREMIUM
Data protection at stake in the Indonesia-US trade agreement
By prioritizing the commercial "free flow" of information, the Indonesia-US trade deal threatens to transform personal data from a constitutional right into a mere commodity, leaving Indonesian citizens vulnerable in a regulatory vacuum.
