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fintech

New OJK warning on P2P lending apps leaves users unfazed
Tech 9 months ago

PREMIUM
New OJK warning on P2P lending apps leaves users unfazed

The OJK's latest initiative to deter people from taking out loans they cannot afford might not b...
Artificial intelligence in the financial sector: A double-edged sword
Academia 10 months ago

PREMIUM
Artificial intelligence in the financial sector: A double-edged sword

AI-powered chatbots and virtual assistants improve the customer experience, offering 24/7 support an...
Improving financial literacy among Gen-Z in Indonesia
Academia 10 months ago

PREMIUM
Improving financial literacy among Gen-Z in Indonesia

While there have been efforts to integrate financial literacy into the school curriculum, these are ...
Understanding the challenges and solutions of the digital payment boom
Academia 1 year ago

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Understanding the challenges and solutions of the digital payment boom

It is likely that the so-called network effect since the pandemic-era surge in digital transactions ...
Interest rate cap eats into peer-to-peer lenders’ earnings
Tech 1 year ago

PREMIUM
Interest rate cap eats into peer-to-peer lenders’ earnings

A prolonged trend of declining profitability could dent the survivability of the firms.
AFPI projects conservative growth amid macro woes, stringent rules
Tech 1 year ago

PREMIUM
AFPI projects conservative growth amid macro woes, stringent rules

Fintech lending association projects between 5 and 7 percent growth for the sector this year.
Making a case for circular consumer credit
Academia 1 year ago

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Making a case for circular consumer credit

Applications of circular economy generally involve the physical economy, but circularity can also be...
Fintech's moment of truth: Balancing innovation with public trust
Academia 1 year ago

Fintech's moment of truth: Balancing innovation with public trust

The right fintech innovation should provide opportunities for both MSMEs and investors to grow while...
OJK requires undefined fintech services to apply for sandbox program
Regulations 1 year ago

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OJK requires undefined fintech services to apply for sandbox program

The OJK also stated that it could mandate that firms offering new fintech business models register i...
Executive Column: Fintech firm Akulaku Group projects ‘more conservative’ 2024
Executive Column 1 year ago

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Executive Column: Fintech firm Akulaku Group projects ‘more conservative’ 2024

Akulaku Group, the parent group of BNPL service Akulaku, P2P lender Asetku and Bank Neo Commerce, ta...
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