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View all search resultsfintech
Tech 1 month ago
Pluang announces Indonesia’s first agentic trading platform
Agentic trading is a technology for investing through an artificial intelligence assistant that can analyze, research and execute buy/sell actions in an active account, where every transaction requires final user confirmation.
Academia 2 months ago
PREMIUM
Time to upgrade our digital public infrastructure
We have built exquisite digital systems for entertainment and consumption, yet the infrastructure governing food, water and health remains tragically under-designed. It is time to move past static government websites and build real-time public ecosystems that transform data into actual human wellbeing.
Opinion 3 months ago
PREMIUM
Analysis: Rp 101 trillion fintech loans raise youth debt concerns
The Financial Services Authority (OJK) has reported that outstanding loans from financial technology (fintech) lending services, locally known as pindar, reached Rp 101.03 trillion (US$6.1 billion) as of March, underscoring the rapid expansion of Indonesia’s online lending sector and the growing difficulty of containing its risks. Of that amount, the aggregate non-performing loan risk rate, measured by the industry’s TWP90 indicator, which tracks loans overdue by more than 90 days, stood at 4.52 percent in March, significantly higher than the 2.77 percent recorded in March 2025.
Companies 4 months ago
PREMIUM
Jakarta prosecutors detain three in $35m KoinWorks graft probe
Authorities allege the executives of PT Lunaria Annua Teknologi (LAT), the operator of KoinWorks, manipulated collateral documents and falsified trade invoices to secure massive loans from state-owned lender BRI.
Economy 4 months ago
PREMIUM
P2P lending surges in March, but bad loans still high
The bad loan rate began to spike in November 2025 and now hovers above 4 percent, while the fintech sector has come under pressure recently following the KPPU's ruling on monopolistic practices related to interest rates.
Academia 5 months ago
PREMIUM
Fintech case exposes troubling misapplication of competition law
Recent crackdown on fintech lending ignores a critical reality: these "price-fixing" measures were actually regulatory mandates designed to protect consumers. By applying a rigid competition framework to a co-regulated market, the KPPU risks stifling financial inclusion and deterring the very investors the nation needs.
Tech 5 months ago
PREMIUM
KPPU slaps $44m fine on P2P lenders over cartel scheme
The Indonesian Fintech Association (AFPI) has expressed disappointment over the ruling, saying that the maximum economic benefit set by its members was determined under a directive from the Financial Services Authority (OJK).
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