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fintech

Understanding the challenges and solutions of the digital payment boom
Academia 1 year ago

PREMIUM
Understanding the challenges and solutions of the digital payment boom

It is likely that the so-called network effect since the pandemic-era surge in digital transactions has highlighted the challenges that still remain in closing the gap in digital payment adoption between Java and regions outside the major island.
Interest rate cap eats into peer-to-peer lenders’ earnings
Tech 1 year ago

PREMIUM
Interest rate cap eats into peer-to-peer lenders’ earnings

A prolonged trend of declining profitability could dent the survivability of the firms.
AFPI projects conservative growth amid macro woes, stringent rules
Tech 1 year ago

PREMIUM
AFPI projects conservative growth amid macro woes, stringent rules

Fintech lending association projects between 5 and 7 percent growth for the sector this year.
Making a case for circular consumer credit
Academia 1 year ago

PREMIUM
Making a case for circular consumer credit

Applications of circular economy generally involve the physical economy, but circularity can also be applied to intangibles, specifically consumer credit in the financial services sector.
Fintech's moment of truth: Balancing innovation with public trust
Academia 1 year ago

Fintech's moment of truth: Balancing innovation with public trust

The right fintech innovation should provide opportunities for both MSMEs and investors to grow while contributing to a nation's economic growth. 
OJK requires undefined fintech services to apply for sandbox program
Regulations 1 year ago

PREMIUM
OJK requires undefined fintech services to apply for sandbox program

The OJK also stated that it could mandate that firms offering new fintech business models register in the program.
Executive Column: Fintech firm Akulaku Group projects ‘more conservative’ 2024
Executive Column 1 year ago

PREMIUM
Executive Column: Fintech firm Akulaku Group projects ‘more conservative’ 2024

Akulaku Group, the parent group of BNPL service Akulaku, P2P lender Asetku and Bank Neo Commerce, targets 25 percent growth in loan issuance this year and has not abandoned plans to go public.
Fintech firm Akulaku vows compliance after OJK lifts lending ban
Companies 1 year ago

PREMIUM
Fintech firm Akulaku vows compliance after OJK lifts lending ban

The Financial Services Authority (OJK) had forbidden Akulaku from disbursing loans for existing and new customers through the buy now, pay later (BNPL) scheme since Oct. 5 last year.
Managing the risks of fintech student loans in Indonesia
Academia 2 years ago

PREMIUM
Managing the risks of fintech student loans in Indonesia

Universities and fintech platforms should collaborate to promote financial literacy among students, equipping them with the necessary knowledge and skills to manage their finances responsibly. 
Indonesian securities crowdfunding firms eye $95m in funds raised this year
Tech 2 years ago

PREMIUM
Indonesian securities crowdfunding firms eye $95m in funds raised this year

Local securities crowdfunding businesses aim to surpass Rp 1.5 trillion (US$95.3 million) in funds raised this year, building on a strong performance last year.
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