The Jakarta Post
The Health Care and Social Security Agency (BPJS Kesehatan) is the administrator for Indonesia’s national health insurance (JKN) health coverage program. With 195.2 million participants (as of April 1), it is one of the biggest programs of its kind in the world.
What makes the BPJS Kesehatan unique among insurance programs is that it emphasizes a cross-subsidy system, where the rich help pay for the poor. In other insurance programs, it is every man for himself.
Another difference is philosophical, as the BPJS aims at preventive health care rather than curative. Each member is assigned to a primary healthcare facility, which can be a community health center (Puskesmas) or family doctor. These facilities are expected to promote a healthy lifestyle to prevent sickness in the first place.
Though the BPJS Kesehatan officially began its operations in 2014, its history,...