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View all search resultsAs geopolitical shocks turn the global energy market into an "everything crisis", the shift from volatile commodities to stable renewable infrastructure is no longer just a climate goal; it is a financial necessity.
Despite being on a declining trend since the 1998 Asian financial crisis, credit cost in Indonesia still remains the highest in ASEAN-5, and a different policy approach is needed to make the banking sector more competitive.
One solution to bridging the financial inclusion gap in Indonesia is ICS, which enables lenders to assess a loan applicant's creditworthiness through nontraditional data points, like utility payments and e-commerce transactions.
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