“I have gone days where I spend no cash since I’m able to pay for everything via my phone [using mobile payment]. From paying for transportation, buying food and purchasing other stuff, all using a cashless payment system,” Dundhee told The Jakarta Postrecently. 

Dundhee, who said he went cashless most of the time, is utilizing a wide variety of cashless payment options such as Go-Pay and OVO, to a debit card and e-money card.

Meanwhile, Fina Ladiba, a digital planner working in Jakarta said she was confident about not holding cash as most of the goods and services she needed could be paid for through a cashless payment system. She also uses numerous payment options and instruments. 

“With payment options like Go-Pay and OVO, I have become more cashless. At first, I used cashless payment options for transportation needs and because they offered many promotions but now I’ve gotten used to paying for everything without cash as it is simpler and easier,” said Fina, adding that she paid for food, groceries and her bills through cashless payment systems. 

According to a study on consumer payment by Visa Worldwide, Indonesians have become more aware of cashless payment benefits. Visa Worldwide Indonesia president director Riko Abdurrahman said the wide variety of cashless payment options had made Indonesians more confident in going cashless.  

“Leading a cashless lifestyle is becoming easier and more attractive due to the numerous payment options available such as card payments, contactless payments and QR payments. Consumers are demanding a faster, more convenient and more secure payment experience,” said Riko recently.

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