By integrating identity verification solutions and digital ID wallets, banks can create a reality whereby digital identity theft and fraud are minimized.
outheast Asia’s digital identity landscape is coming of age. Digital identification (ID) is fast becoming a part of everyday life, with nearly every country in the region in varying stages of implementation.
In Indonesia, the government is pushing hard for its over 200 million citizens to adopt Digital Population Identity (IKD). Aside from improving access to banking, healthcare and government services, the digital ID initiative is also part of a larger effort to address cybersecurity concerns.
Considering the recent high-profile ransomware attack in June 2024, which crippled numerous government services, the need to ramp up digital ID and secure verification processes has never been more urgent.
With the fundamental steps to build a digital identity ecosystem underway, what future developments await Indonesia? How will new and emerging technologies impact the broader digital identity landscape?
The future of digital ID is in lockstep with advancements in biometrics. By leveraging unique physical characteristics, such as our faces, fingerprints and even irises, biometrics offer a highly secure verification process — far superior to legacy methods like passwords. Hence, different industries like finance, banking, retail, e-commerce, healthcare and aviation are increasingly adopting biometric-enabled digital IDs.
The demand for streamlined authentication will drive the increased adoption of biometrics, further fueling the growth of the digital ID landscape.
We are already seeing the fruits of advanced biometrics in industries such as aviation. The most recent example was in February 2024 when Bali’s Ngurah Rai International Airport implemented biometric-based immigration gates.
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