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BI to link QRIS with Alipay, WeChat standards in China push

BI noted that harmonizing policies remained the main challenge in implementing cross-border QR payment initiatives abroad, noting that many countries, including China, had no unified standards. 

Ni Made Tasyarani (The Jakarta Post)
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Thu, October 2, 2025 Published on Oct. 2, 2025 Published on 2025-10-02T09:20:03+07:00

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Customers make payments using QRIS (Quick Response Code Indonesia Standard) at a  merchant in Tulungagung, East Java, on Aug. 21, 2025. Customers make payments using QRIS (Quick Response Code Indonesia Standard) at a merchant in Tulungagung, East Java, on Aug. 21, 2025. (Antara/Destyan Sujarwoko)

T

he Quick Response Indonesia Standard (QRIS) system will tap into China’s two dominant digital payment platforms, Alipay and WeChat, as part of Bank Indonesia’s (BI) ongoing expansion into the country. The integration is currently underway, with full implementation expected by the end of this year.

BI payment system policy director Ryan Rizaldy said QRIS would be linked to those two platforms, though the integration had faced challenges due to diverging standards.

“We are seeking high merchant acceptance in the partner country, so that Indonesians can use [QRIS] at many merchants [in China]. That’s why we can’t make a deal with only one [payment provider],” he told reporters on the sidelines of a public discussion held by the Centre for Strategic and International Studies (CSIS) on Wednesday.

Ryan emphasized that the goal was to ensure QRIS could be “readable” for all merchants in China, adding that “the People’s Bank of China [PBoC] has the solution.” He explained that the PBoC would help link QRIS with both Alipay and WeChat without creating a new standard, though he did not provide further details on the integration mechanism.

Read also: QRIS to pilot in China next month as expansion continues

BI had previously announced its collaboration with the PBoC to begin an “interconnection trial” between the two countries ahead of the planned expansion to China. The trial involves the Indonesian Payment System Association (ASPI), China’s UnionPay International (UPI) and representatives of payment system providers.

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ASPI head Cosmas Setiawan Suwono said in August that the trial was expected to be completed “within this month,” allowing piloting to begin in September. The central bank said in April that four local payment service providers, PT Rintis Sejahtera, PT Alto Network, PT Artajasa Pembayaran Elektronis and PT Jalin Pembayaran Nusantara, had reached an agreement with UnionPay International to create a secure testing environment, or sandbox.

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