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P2P-lending

Kredivo acquires earned wage access start-up GajiGesa
Tech 4 months ago

PREMIUM
Kredivo acquires earned wage access start-up GajiGesa

The acquisition marks another expansion of the fintech business after a launch of its digital bankin...
Fraud and other risks still holding back P2P lending business
Tech 5 months ago

PREMIUM
Fraud and other risks still holding back P2P lending business

Despite a decade of tightening rules on what is allowed and what is not in Indonesia’s burgeon...
How e-commerce transactions, utility bills affect credit scores: OJK
Regulations 5 months ago

PREMIUM
How e-commerce transactions, utility bills affect credit scores: OJK

The Financial Services Authority (OJK) has explained new rules for innovative credit scoring (ICS) t...
Fintech P2P lending benefit limits: The good deed that backfires
Academia 5 months ago

PREMIUM
Fintech P2P lending benefit limits: The good deed that backfires

The decline in P2P lending practices is attributed to a variety of social issues. A problem commonly...
OJK shuts down P2P lender Investree amid alleged fraud
Regulations 8 months ago

PREMIUM
OJK shuts down P2P lender Investree amid alleged fraud

The OJK has revoked the license of homegrown P2P lender Investree, which faces a host of problems in...
New OJK warning on P2P lending apps leaves users unfazed
Tech 10 months ago

PREMIUM
New OJK warning on P2P lending apps leaves users unfazed

The OJK's latest initiative to deter people from taking out loans they cannot afford might not b...
Navigating buy now pay later: White labeling scheme regulation
Academia 10 months ago

PREMIUM
Navigating buy now pay later: White labeling scheme regulation

In reality, numerous e-commerce companies merely serve as intermediaries, facilitating the transfer ...
OJK adds insurers, P2P lenders to credit score database
Regulations 11 months ago

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OJK adds insurers, P2P lenders to credit score database

The Financial Services Authority (OJK) has widened the coverage of the central credit score database...
Interest rate cap eats into peer-to-peer lenders’ earnings
Tech 1 year ago

PREMIUM
Interest rate cap eats into peer-to-peer lenders’ earnings

A prolonged trend of declining profitability could dent the survivability of the firms.
AFPI projects conservative growth amid macro woes, stringent rules
Tech 1 year ago

PREMIUM
AFPI projects conservative growth amid macro woes, stringent rules

Fintech lending association projects between 5 and 7 percent growth for the sector this year.
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