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Economy 1 week ago
PREMIUM
Govt’s MSME credit push overlooks deeper structural problem
The government aims to boost bank lending to micro, small and medium enterprises (MSMEs) by raising the credit target from Rp 1.5 quadrillion (US$84.6 billion) to Rp 2 quadrillion in 2027, but doubts remain over whether the move will effectively address structural issues that have hindered lending to the sector.
Economy 2 months ago
PREMIUM
No end in sight for MSME lending woes
Bank lending to micro, small and medium enterprises (MSME) remains sluggish despite multiple policy efforts to invigorate the segment. Analysts blame weak consumer spending power and the risky credit profile of many small businesses.
Regulations 2 months ago
PREMIUM
New OJK rules on credit scoring ease loan disbursement
The Financial Services Authority (OJK) has rolled out new rules for credit scoring through its Financial Information Services System (SLIK) in a bid to boost lending in productive sectors, including micro, small and medium enterprises (MSME) and for homebuyers.
Economy 3 months ago
PREMIUM
Loan growth rises despite persistently weak MSME lending: OJK
The OJK expressed optimism on Friday that "strong banking capital resilience" would help serve as a buffer against the impacts of a weakening rupiah, after unveiling the industry's loan growth figures in April.
Regulations 4 months ago
PREMIUM
Doubts emerge over plan to turn PNM into MSME lender
Experts warned that turning PNM into a special mission vehicle (SMV) under the Finance Ministry risks duplicating existing institutions without tackling core issues like risk assessment, access and borrower repayment capacity.
Economy 5 months ago
PREMIUM
SME lending continues to contract as overall bank loan growth cools
OJK has projected credit in the micro, small and medium enterprises (MSMEs) segment to grow between 7 percent and 9 percent this year, while overall loan growth is expected to reach between 10 and 12 percent.
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