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Business 9 years ago
New business model of fintech-banks set to boost digital economy
The 2015 World Economic Forum Report predicts that by 2020 Indonesia will become one of the biggest digital markets in Southeast Asia. This highlights wider opportunities for digital finance. The fact that only 36 percent of adults in Indonesia have bank accounts, while the remaining 120 million adults are still unbanked, also further underlines enormous room for it to grow.
Business 9 years ago
Fintech Talk: Encouraging investment through P2P lending scheme
The majority of Indonesians are still highly reluctant to invest. They would rather keep their money in time-deposit accounts as opposed to in investment instruments. This is exhibited by that fact that out of approximately 60 million Indonesians who have savings accounts, only 3.8 million have time-deposit accounts. Meanwhile, only 1 million individuals have investment accounts with the Indonesia Stock Exchange (IDX).
Business 9 years ago
Fintech Talk: Peer-to-peer lending: A new form of financial inclusion
The involvement of financial technology (fintech) companies in the field of peer-to-peer (P2P) lending has attracted attention from the public and regulators, namely the Financial Services Authority (OJK) and Bank Indonesia (BI). Players within the financial services ecosystem expect P2P lending to become a solution for the lack of access to financial services in the country and to achieve financial inclusion through synergy with other financial institutions and technology companies.
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